Privacy Policy

At utility.finance, accessible from https://utility.finance, one of our main priorities is the privacy of our visitors. This Privacy Policy document contains types of information that is collected and recorded by utility.finance and how we use it. If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us.

1. Data Privacy & Financial Security

We believe that your financial business is your own. This is why utility.finance is designed with privacy-first architecture:

• Local Calculations: All math, financial projections, and calculator inputs are processed locally within your browser.
• No Cloud Storage: We do not store your financial data on our servers. When you close the browser tab, your inputs are cleared.
• No Account Required: You can use every tool on our site without signing up, providing an email, or sharing any personal identifying information.

2. Google DoubleClick DART Cookie

Google is one of a third-party vendor on our site. It also uses cookies, known as DART cookies, to serve ads to our site visitors based upon their visit to www.website.com and other sites on the internet. However, visitors may choose to decline the use of DART cookies by visiting the Google ad and content network Privacy Policy at the following URL: https://policies.google.com/technologies/ads

3. Log Files

utility.finance follows a standard procedure of using log files. These files log visitors when they visit websites. All hosting companies do this and a part of hosting services' analytics. The information collected by log files include internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analyzing trends, administering the site, tracking users' movement on the website, and gathering demographic information.

4. Advertising Partners Privacy Policies

Third-party ad servers or ad networks uses technologies like cookies, JavaScript, or Web Beacons that are used in their respective advertisements and links that appear on utility.finance, which are sent directly to users' browser. They automatically receive your IP address when this occurs. These technologies are used to measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that you see on websites that you visit.

Note that utility.finance has no access to or control over these cookies that are used by third-party advertisers.

5. Third Party Privacy Policies

utility.finance's Privacy Policy does not apply to other advertisers or websites. Thus, we are advising you to consult the respective Privacy Policies of these third-party ad servers for more detailed information. It may include their practices and instructions about how to opt-out of certain options.

6. GDPR Data Protection Rights

We would like to make sure you are fully aware of all of your data protection rights. Every user is entitled to the following:

• The right to access – You have the right to request copies of your personal data.
• The right to rectification – You have the right to request that we correct any information you believe is inaccurate.
• The right to erasure – You have the right to request that we erase your personal data, under certain conditions.

7. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Thus, we advise you to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately, after they are posted on this page.

Last Updated: April 5, 2026